It's the new economic model - fecklessness always goes unpunished! You should have joined the party while it was happening. I am now waiting to see if my bank will start charging me negative interest on my savings because interest rates are being cut to favour those credit-crazed idiots who borrowed way beyond their means to buy (multiple) properties.

How much do you bet on their being a general strike this winter then? I'd get your money down to Paddy Power's smartish - they can probably look after it better than any bank!